In Good Faith #33 - Harris Irfan: Whether BITCOIN Goes Up Or Down Is NOT The Point!
Dec 4, 2025
In this enlightening chat, Harris Irfan, a veteran of Islamic finance and CEO of Cordoba Capital Markets, dives into the future of Bitcoin as sound money. With three decades of experience, he challenges the practicality of gold compared to Bitcoin's decentralization. Harris discusses the importance of self-custody over custodial platforms, advocates for education on Bitcoin, and explores grassroots efforts for adoption. He also critiques traditional banks and highlights the role of Bitcoin in promoting social stability and ethical finance aligned with Islamic values.
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Bitcoin As Sound Money, Not Speculation
- Harris Irfan sees Bitcoin as a form of sound money that protects long-term savings rather than a get-rich-quick asset.
- He argues the goal is collective economic improvement, not daily price movements.
The Orange-Pill Moment In 2017
- Harris describes his orange-pill moment after a 2017 lecture where an audience member listed Bitcoin's money-like properties.
- That talk prompted him to research and conclude Bitcoin resembles digital gold in practice.
Decentralization Beats Centralized Reserves
- Harris contrasts Bitcoin's decentralization with gold and fiat, noting physical gold custody is centralized and vulnerable.
- He claims Bitcoin enables individuals to be their own private Swiss bank via self-custody.
