Moral Hazard (from Communications Breakdown)

This week on my podcast, I read my short story “Moral Hazard,” published last month in MIT Press’s Communications Breakdown, a science fiction anthology edited by Jonathan Strahan. “Moral Hazard” is a story about inequality, fintech, and the problems of “solutionism.”

I know exactly where I was the day I decided to give every homeless person in America their own LLC. I was in the southeast corner of the sprawling homeless camp that had once been Seattle’s Discovery Park on a rare, dry February afternoon. The sun was weak but so welcome. After weeks of sheltering in our tents and squelching through the mud and getting drenched waiting for the portas, we were finally able to break out the folding chairs and enjoy each other’s company.

Mike the Bike had coffee. He always did. Mike knew more ways to make coffee than any fancy barista. He had a master’s in chemical engineering and a bachelor’s in mechanical engineering and when he was high he spent every second of the buzz thinking of new ways to combine heat and water and solids to produce a perfect brew.

I brought trail mix, which I mixed up myself with food-bank supplies and spices I bought from the bulk place for pennies. My secret is cardamom and a little chili powder. I learned that from my Mom.

“Trish,” Mike the Bike said, “I wish I was a corporation.”

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