523. How to Retire on Your Terms Using the 4% Rule

Mar 31, 2025

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Brian Gubernick discusses wealth-building and breaks down the 4% Rule—a simple formula that can help you determine exactly how much money you need to never work again.

Inspired by J.L. Collins' book The Simple Path to Wealth, we explore: - How the 4% Rule works and why it’s a reliable strategy - The Trinity Study and its impact on retirement planning - Real-life examples of how much you need to save for financial independence - The power of compound growth, time in the market, and index fund investing

Whether you're just starting your wealth journey or refining your investment strategy, this episode will give you the clarity and motivation to take action. Financial freedom isn't a dream—it's just math.

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Meet Your Host:

Brian Gubernick is a visionary leader with over 20 years of diverse business and life experience. Currently the Chief Real Estate Officer for PLACE Inc and Co-Founder of Metrix Masterminds, Brian has held numerous other significant roles in the real estate industry including property investor, Realtor, sales team owner, brokerage operating partner, title/escrow company investor, property management partner, and start-up executive. Brian has also trained and/or personally coached thousands of sales professionals on the tenants of business success, leadership, and personal development.

Brian’s passion for excellence is matched only by his love for family. He resides in Scottsdale, Arizona, with his wife and two daughters. When he’s not creating exceptional real estate experiences or nurturing his entrepreneurial ventures, Brian can be found enjoying quality time with his loved ones.

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