Welcome to the Tearsheet Podcast. I’m Zack Miller. Moven was founded in 2011 by Brett King. It was really early in the move to standalone digital banks, what we like to call Challenger Banks. Without branches and transacting via a telephone, the company was an early pioneer. Fast forward to 2019 and Moven is now lead by Marek Forysiak and has added on a new part of its business: Banking as a Service. Moven Enterprise powers digital banking functionality for traditional financial institutions around the world, like TD Bank and Westpac. CEO Marek Forysiak joins us on the podcast today to talk about Moven’s evolution as a digital bank and how its customers — both retail and now increasingly enterprise — have changed over time, as well. We talk about Moven’s customer acquisition strategy and what the firm is cooking up for the future. Marek Forysiak is my guest today on the Tearsheet Podcast.