Early Retirement - Financial Freedom (Investing, Tax Planning, Retirement Strategy, Personal Finance)

DIY vs. Financial Advisor: How to Know When It’s Time to Get Help

Jul 10, 2025

Exploring the emotional and practical reasons behind hiring a financial advisor, the conversation reveals how guidance can protect your future and save you time. A DIY-er shares surprising benefits of professional advice, including better sleep and a trusted partner in financial decisions. Delegating financial tasks is emphasized as a way to enhance personal fulfillment and focus on what truly matters. The balance between costs and life satisfaction is discussed, encouraging self-reflection on financial strategies for a happier retirement.

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INSIGHT

Peace Of Mind Is Key

People often seek financial advisors not just to fix problems but to gain peace of mind.
Advisors can act proactively to prevent financial issues, much like doctors prevent health problems.

ADVICE

Invest In Quality Of Life

Spend money on things that improve your quality of life, including financial advice.
Paying for an advisor can reduce stress and improve happiness through peace of mind.

ANECDOTE

DIY'er Finds Peace With Advisor

A self-described DIY client hired Root after feeling unsure about missing something important.
He realized expert guidance gave him better sleep and trust in his financial plan.

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If you’ve ever found yourself wondering whether you really need a financial advisor, this episode is for you. James and Ari unpack the deeper reasons people seek financial guidance—and why the decision often goes far beyond dollars and cents.

Much like seeing a doctor for preventative care, working with the right advisor is about protecting your future, reducing stress, and reclaiming your most precious resource: time. From saving 20+ hours a month of DIY management to gaining peace of mind, better sleep, and a trusted partner for life’s biggest financial decisions—this conversation explores the emotional and practical value of professional advice.

You’ll hear a powerful testimonial from a self-proclaimed DIY-er who discovered five unexpected benefits of hiring an advisor—and why, in hindsight, it was one of the best investments they’ve made.

Whether you’re confident in your current strategy or simply curious if you could be doing more with your time and money, this episode will help you ask the right questions about your financial life.

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Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.

The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.

Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsements

Participation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.

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Ari Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.