The Stacking Benjamins Show

The Holiday Kickoff Special: 2025 Lessons, Risky Bets, and an Alaska Surprise (SB1777)

11 snips
Dec 22, 2025
Joel Larsgaard and Matt Altmix, co-hosts of the How to Money podcast, share valuable insights on personal finance from 2025. They discuss the impactful role of AI in our financial decisions and the blurring line between investing and gambling in rising prediction markets. The duo highlights essential lessons like the need for emergency funds amid economic uncertainty and a reconsideration of renting versus homeownership. Plus, they tackle the festive challenges of budgeting for the holidays with real-world advice.
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INSIGHT

Ignore Headline Noise; Control What You Can

  • Political promises are noisy but usually have limited direct personal-finance impact for most people.
  • Focus on controllable financial actions instead of headline-driven reactions.
INSIGHT

Novel Products Hide Real Investment Risk

  • A flood of risky new financial products led many investors astray in 2025.
  • Novelty and gamification often disguise fees, liquidity risks, and real capital loss potential.
ADVICE

Don't Chase Shortcut Returns

  • Avoid shortcuts and flashy 'higher returns' pitches without checking fees and liquidity.
  • Seek simple index-based investing unless you fully understand the risks and costs.
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