On Point with Meghna Chakrabarti How to prepare financially for 2026
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Jan 5, 2026 
Join personal finance expert Michelle Singletary, a columnist for The Washington Post, alongside global economic analyst Rana Foroohar from the Financial Times. They dive into the K-shaped economy where asset owners thrive while lower-income individuals struggle. The duo tackles inflation concerns, tariff impacts on small businesses, and the vital need for emergency savings. They also discuss the looming challenges of healthcare costs and retirement anxiety, offering insights for young investors on building financial stability.
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Two Economies, One Country
- The U.S. economy is bifurcated into an asset-rich sector and a struggling real economy.
- Rana Foroohar warns this K-shaped pattern benefits asset owners while hurting lower-income workers.
AI Is Propping Up Markets
- AI and U.S. tech leadership are major factors propping up stock markets.
- Rana Foroohar compares the current AI-led market to the 1990s tech boom as a mitigating force against a correction.
Supply Resilience Favours Big Firms
- Large companies have buffered supply-chain risk through tech and redundancy, but small firms struggle.
- Rana Foroohar notes tariffs and supply shocks hit smaller businesses hardest, widening inequality.