#23 Chris Bates: How to make smart money moves with debt and property

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In this episode, Terry chats with award winning mortgage broker and property advisor Chris Bates. Chris dispels the myths around mortgages and shares some of his best insights for navigating property purchase decisions and securing loans for property. 

If you're in the market for a new property soon, or maybe you're even looking to refinance and you want to make sure that you're making smart money moves with debt and property, this episode is going to give you a really firm foundation for clear thinking.

Also in this episode:

• Why first home buyers games mainly benefit the government, not you the buyer, and exactly how much (warning: this might shock you) 
• The most common mental mistake Chris see's people make when making decision about how much debt to get. 
• How to think about the fixed versus variable interest decision and who wins (you or the bank) long-term according to the stats.
• The exact process and path that Chris took to purchase his own property and the tools and tricks that he recommends for prospective buyers.
• How shifting trends in property purchasing post COVID might impact for those looking to buy a property that appreciates in value over time.

Show notes:
https://cashflowco.com.au/pip23/

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