

Are You Middle Class In Your State? (And Why It Doesn’t Matter)
Aug 20, 2025
Discover the surprising income ranges that define middle class across states, from Mississippi to Maryland. Learn how wealth is driven more by behaviors and discipline than by labels. Explore smart car financing tips, including the '23-8' rule, and the importance of balancing mortgages with investments. Delve into the complexities of life insurance options, particularly the merits of term over whole life insurance. Finally, grasp essential financial strategies for those in their 30s to effectively manage debt and build a solid foundation.
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Middle-Class Varies By State
- Middle-class income varies widely by state, averaging about $69,000 nationwide.
- Brian Preston and Bo Hanson stress that location deeply changes what 'middle class' means.
Focus On Behavior, Not Labels
- Don't let income labels define your financial progress; focus on disciplined behaviors instead.
- Hunt for ways to increase income and margin so you can save and build wealth.
FU Is Your Financial All-Terrain Vehicle
- The Financial Order of Operations prioritizes basics like employer match, avoiding credit card debt, and emergency reserves.
- Brian calls the 'FU' (fundamentals) an all-terrain vehicle essential for healthy financial decisions.