362: How Shanice Paid Off Over $40k Of Student Loan And Credit Card Debt!

On this podcast episode, Shanice Pereira shares how she paid off over $40,000 of student loan and credit card debt.

Shanice is a content creator who is passionate about inspiring others to embrace life through her beauty and lifestyle content.

Professionally, she serves as the Senior Director for Enrollment at Year Up United, a national non-profit empowering young adults. With a background in higher education, she has worked at HBCUs like Lincoln University and Morgan State University to enhance student access.

Outside of her career, Shanice enjoys traveling, reading, and trying new restaurants. She earned her bachelor’s degree in Mass Communications from Lincoln University in Pennsylvania and a master’s in Professional Studies from Towson University.

 

WHAT SHANICE DISCUSSED:

• Her commitment to becoming debt-free, sparked by the turning point that led her to pay off over $40,000 in debt.
• Her debt payoff strategy, including the methods that worked best for her, details about her income, and the timeline for achieving debt freedom.
• Balancing financial goals with enjoying life, addressing the common fear of sacrificing one’s lifestyle while paying off debt.
• The role of content creation and sharing her journey as a means of staying accountable.
• Financial advice for students and young professionals who are just starting their careers.
• The challenges she encountered on her debt-free journey and how she overcame them.
• The intersection of personal finance with self-care and wellness, especially as it relates to creating beauty and lifestyle content.
• How becoming debt-free has positively impacted her financial confidence and long-term goals.
• Practical advice for anyone feeling overwhelmed by their debt and unsure of where to begin.

AND MUCH MORE

HOW TO KEEP UP WITH SHANICE:

• On social media (IG/TikTok): @ShaniceSwank
• On YouTube: https://www.youtube.com/@ShaniceSwank/videos

 

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