

Patrick DeBattista: The Financial Literacy Crisis and the Truth About Money
In this episode of The Blunt Dollar, I sit down with Patrick DeBattista, CFA, CPA, and financial educator, who is on a mission to democratize financial knowledge. With over 200 workshops delivered across Europe, a growing social media presence, and a leading role in Malta’s national initiative on financial education, Patrick is redefining how people approach money.
We dive deep into the financial literacy crisis, why only 34% of adults pass a basic financial test, and the shocking misconceptions about money management that even professionals struggle with.
Patrick shares his take on:
💡 The most harmful financial goal people set and how to reframe it
💡 Why younger generations aren’t financially illiterate but just need the right approach
💡 The challenge of regulating financial content on social media
💡 The emotional side of money and why most financial advisors miss the mark
💡 How automation, discipline, and hiding your investing apps can protect you from yourself
We also talk about Patrick’s viral TikTok moment, the role of AI in the future of finance, and his biggest personal finance regret.
Whether you are a retail investor, a finance professional, or just someone looking to get better with money, this episode is packed with insights.
🎧 Tune in now because understanding money shouldn’t be a privilege!
Oh, and if you haven't already... subscribe to The Blunt Dollar for more raw and honest finance conversations.
New episodes drop every other week! Available on Spotify, Apple Podcasts, and wherever you get your podcasts.
And last, but not least, don't forget to follow me on LinkedIn: https://www.linkedin.com/in/ignacio-ramirez-moreno-cfa/
Enjoy the episode!
Disclaimer: This podcast is for informational and educational purposes only. It does not constitute financial, investment, or legal advice. Listeners should consult a qualified financial professional before making any financial decisions.