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Merryn Talks Money

Looking to Protect Your Wealth In Crazy Markets? Here's How.

Mar 14, 2025
Sebastian Lyon, founder and chief investment officer of Troy Asset Management, dives into safeguarding wealth in unpredictable markets. He shares insights on the challenges faced by the UK investment trust industry due to low interest rates and offers a hopeful outlook for its recovery. Lyon discusses the nuances of American investment strategies, urging caution, while highlighting gold's enduring value against the backdrop of fluctuating economic conditions. Get ready for practical tips and a thorough exploration of investment strategies!
35:13

Episode guests

Podcast summary created with Snipd AI

Quick takeaways

  • The podcast emphasizes the importance of diversifying investment strategies beyond traditional bond-equity models to navigate current high inflation and rising yield environments.
  • A significant discussion revolves around gold as a safe-haven asset, highlighting its increasing demand amid geopolitical tensions and the shift away from the U.S. dollar.

Deep dives

Investment Trust Performance and Challenges

The podcast discusses the current performance of the Monks Investment Trust and emphasizes the trust's long-term strategy to help investors grow their wealth through a three-dimensional approach: cyclical, rapid, and steady growth. In particular, it highlights the pioneering role of Troy Asset Management, which has successfully managed the Personal Assets Trust since 2009, achieving a 204% increase compared to the UK retail price index's 85% rise over the same period. The discussion also addresses recent challenges in the investment trust sector, notably disruptions caused by the Saba saga, where liquidity issues and discounts have affected several trusts. Furthermore, there is an optimistic outlook for the sector, suggesting that mergers and improved governance practices could strengthen the investment trust landscape moving forward.

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