What A Day

The GOP’s Plan For Your Healthcare

7 snips
Dec 11, 2025
Julie Rovner, Chief Washington correspondent at KFF Health News, dives into the healthcare tug-of-war in Congress. She explains the Democrats' push to extend ACA subsidies while breaking down the GOP's alternative of health savings accounts. With a looming Senate vote, Julie reveals why neither proposal is likely to succeed. She also discusses the potential fallout if subsidies expire, which could lead to a drop in coverage for many. Plus, the scramble in the House for bipartisan solutions adds to the urgency of the situation.
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INSIGHT

Subsidy Cliff Threatens Millions

  • Enhanced ACA subsidies expire at year-end and 20+ million people rely on them for affordable premiums.
  • Without renewal, many enrollees could see premiums double and face massive coverage losses.
INSIGHT

HSA Cash Is Not A Premium Fix

  • The GOP Senate proposal gives $1,000–$1,500 HSA deposits rather than extending marketplace subsidies.
  • That funding can't be used for premiums and won't meaningfully help the sick or cover high medical bills.
ANECDOTE

Personal Medical Bill Example

  • Julie Rovner recounts breaking her wrist and facing a $30,000 bill despite having insurance.
  • She uses the story to show that a $1,500 HSA deposit wouldn't cover major medical costs.
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