Optimal Finance Daily - Financial Independence and Money Advice 3379: Snatch Up Your Long Lost Money by J. Money of Budgets Are Sexy on Tracking Down Lost Assets
Dec 7, 2025
Unclaimed property is sitting at a staggering $58 billion, and much of it could easily belong to you! Learn how to track down lost assets, including forgotten paychecks and accounts. Discover the step-by-step process for reclaiming your funds, plus tips on checking for money owed to friends and family. J. Money shares real-life recovery stories, highlighting how easy it is to get started. And don't forget—claims can be made indefinitely, so it's worth looking back! Tune in for laughs and valuable insights!
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Forgotten Paycheck Discovery
- J. Money describes finding $355.38 for his wife from a decade-old uncashed paycheck.
- He jokes his wife is an "accidental hoarder of money" who forgets cash in cards and pockets.
What Counts As Unclaimed Property
- Unclaimed property covers many asset types from bank accounts to insurance payouts and gift certificates.
- It functions as a consumer protection program to reunite owners with dormant assets.
Widespread, Longstanding Programs
- Every U.S. state and several Canadian provinces run active unclaimed property programs.
- Claims can often be made into perpetuity and the laws date back to the 1930s but grew stronger in recent decades.