Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss!

Bilt Card 2.0 Is Here: Five Bananas, Bilt Cash, and New Cards Explained

18 snips
Jan 14, 2026
Join Richard Kerr, industry commentator and founder of KerrPoints, as he dives into the exciting updates of Bilt Card 2.0. Discover the 'five banana' problem and why Bilt is evolving now. Learn about the new Bilt Cash, a second currency that's designed for flexibility and long-term value. Kerr breaks down the benefits of the innovative Bilt Blue, Obsidian, and Palladium cards, detailing how the Palladium can net an impressive 3.3x points. If you're curious about maximizing rewards, this conversation is a must-listen!
Ask episode
AI Snips
Chapters
Transcript
Episode notes
ANECDOTE

The 'Five Banana' Problem Prompted Change

  • Richard Kerr and the team noticed many users did 'five banana' rent workarounds to maximize rent points.
  • That pattern forced Bilt to redesign rewards instead of simply devaluing points.
INSIGHT

Two-Currency Solution Protects Point Value

  • Bilt created a second currency, Bilt Cash, to preserve transferable Bilt Points' external value.
  • Bilt Cash lets the company control internal value without devaluing partner-transferable points.
INSIGHT

Bilt Cash Enables New Partner Experiments

  • Bilt Cash lets the company experiment with partner offers, events, and neighborhood perks without impacting transferable points.
  • Bilt intends Bilt Cash to be expandable with limited-time partners and localized neighborhood rewards.
Get the Snipd Podcast app to discover more snips from this episode
Get the app