#100xEntrepreneur #Podcast with Adith Podhar, Founding Partner, Gemba CapitalAdith belongs to a typical Marwari family from Mumbai, after completing his MBA from the University of Mumbai, he worked with ICICI Bank handling fundraising for individual investors in Private Equity. During 2013 to 2017 he also headed Motilal Oswal Private Equity as their Vice President. In June 2017, he finally decided to start his own journey as an Early Stage Investors and started Gemba Capital. Some of his portfolio companies are myHQ, ClearDekho and HoiFoods.In this podcast, Adith shares his experience of operating as an Early Stage Investors and his learnings. Notes - 00:42 - Journey from Typical Marwari family to experiencing different stages in Entrepreneurial Journey and finally becoming a VC 05:11 - Why he started Gemba Capital? 06:48 - How did he develop his Priority Sectors and created his Investment Thesis? 11:40 - Investments, Vision & Thesis in Fintech 13:19 - Difference between companies which have scaled faster compared to others15:10 - Macro Factors behind Scaling faster and larger for a Company16:44 - Why is Cashout / CreditLine model becoming a popular product in Fintech?17:55 - How to crack your Distribution Channels suitable to your Products?22:04 - Ideal Co-investors24:20 - Overcoming Challenges and Hardships as a VC29:57 - Is the Sequoia Surge Programme a Threat to Small/Early Stage VC Firms?30:52 - Overcoming biases as a VC while Investing33:22 - Mistakes & Learnings as an Angel Investor