Think Forward EP 141 - Banks Will Crumble Like Cookies, But Keep The Coffee Hot with Emmanuel Daniel

Emmanuel Daniel unpacks how digital finance prioritized monetization over true inclusion, then traces a larger shift from markets to networks where information compounds value. We test CBDCs, stablecoins, tokenized deposits, and ask whether debt has become the economy shaping tech, geopolitics, and personal wealth.

• VC‑driven digital finance and unmet inclusion claims
• Personalization versus centralization in money and platforms
• The ice trade analogy for financial inefficiency
• CBDCs stalling, stablecoins rising, tokenized deposits emerging
• China, India, and Africa leapfrogging legacy payments
• DeFi’s network logic versus TradFi’s market logic
• Debt as the economy and digitized sovereign liabilities
• 2035 outlook on tech advantage and investable nations
• History’s cycles informing finance futures
• Personal concerns about growing insularity and cross‑border work

Find Emmanuel’s work at emmanueldaniel.com. Think Forward Podcast: www.thinkforwardshow.com and on YouTube under ThinkForward Show

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🎧 Listen Now On:

Apple Podcasts: https://podcasts.apple.com/us/podcast/think-forward-conversations-with-futurists-innovators-and-big-thinkers/id1736144515

Spotify: https://open.spotify.com/show/0IOn8PZCMMC04uixlATqoO

Web: https://thinkforward.buzzsprout.com/

Thank you for joining me on this ongoing journey into the future. Until next time, stay curious, and always think forward.