The Strong Towns Podcast

From Building Backyard Cottages to Banning Airbnbs: A Housing Q&A

4 snips
Dec 13, 2024
In a lively Q&A session, insights about the housing market unfold, tackling everything from the history of homeownership to innovative solutions like backyard cottages. The dialogue critiques the current economic paradigms influencing housing finance and examines risks tied to mortgage-backed securities. Listeners will find a detailed look into new urbanism and its potential to reshape communities. The conversation emphasizes adaptable housing policies and considers alternative arrangements, all amidst thought-provoking questions from eager students.
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INSIGHT

Gold Standard and Growth

  • Chuck Marohn connects the gold standard to economic growth.
  • He suggests that going off the gold standard removed a constraint on currency expansion.
INSIGHT

Mortgage-Backed Securities vs. Treasuries

  • Mortgage-backed securities are not treasury notes, but highly-rated ones can serve a similar function for bank reserves.
  • The financial system relies on leveraging such instruments for sustained growth.
ANECDOTE

Discovering New Urbanism

  • Chuck Marohn describes his journey to New Urbanism, arising from his struggles with zoning.
  • He emphasizes the New Urbanists' insights into building valuable and desirable cities.
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