The Wealth Without Wall Street Podcast

Investing in Mortgage Notes: Step by Step to Passive Income with Robert Hytha

Apr 11, 2024

Robert Hytha, Co-founder of FIXnotes, shares insights on investing in mortgage notes for passive income. Topics include higher returns compared to traditional investments, how to find good deals, and strategies for communicating with homeowners in financial trouble. Explore the world of mortgage note investing as a lucrative opportunity in real estate and learn how to transform active income into passive income through this niche industry.

39:31

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Quick takeaways

Investing in mortgage notes offers a unique position as the bank, prioritizing payments and aiding borrowers in financial distress.

Monetizing mortgage notes involves strategic communication and offering personalized solutions to maintain cash flow and optimize portfolio performance.

Deep dives

Benefits of Investing in Mortgage Notes

Investing in mortgage notes allows individuals to become the bank, providing a unique position in the real estate capital stack where one gets paid before others profit. This approach presents a humanitarian angle as investors can aid borrowers in financial distress by offering creative solutions to keep them in their homes, thereby positively impacting communities. Unlike amassing a rental property portfolio that may displace residents, investing in mortgage notes focuses on retaining homeownership and ensuring a monthly mortgage payment. This strategy can lead to substantial returns through non-performing notes, offering opportunities for investors to leverage their knowledge.

Introduction

2min

Unlocking Profit Potential: Investing in Mortgage Notes

21min

Strategies for Passive Income Through Mortgage Note Investments

5min

Strategies for Communicating with Homeowners in Financial Trouble

4min

Strategies for Mortgage Note Modification and Financial Guidance

4min

Exploring Second Position Loans and Practical Note Investing Resources

3min

Mortgage note investing is one of the most profitable real estate investment strategies available. When you understand how it works, it can be an incredible vehicle for building passive income, yet it is less popular with investors.

In this episode, Russ, Joey, and their guest, Robert Hytha of FIXnotes, will explore the world of mortgage notes and how to invest in them. The rates of return in mortgage notes investment are higher than the banks' traditional low-yield bonds and higher than most stock dividends.

Top three things you will learn:

-Why investing in mortgage notes is a good investment

-How to find good deals

-How to make money with mortgage notes

About Our Guest:

Robert Hytha is the founder of FIXnotes, a company that helps investors source and buy real estate-secured assets at pennies on the dollar and earn double-digit yields with ZERO property management by investing in mortgage notes.

Connect with Robert Hytha:

-Website - https://wealthwithoutwallstreet.com/fixnotes

Wealth Without Wall Street New Book:

https://go.wealthwithoutwallstreet.com/newbook

Free Financial Freedom Discovery Call:

https://go.wealthwithoutwallstreet.com/free-financial-freedom-discovery-call

Apply to Join the Passive Income Mastermind:

https://wealthwithoutwallstreet.com/wwws-passive-income-mastermind

Join the Community:

https://wealthwithoutwallstreet.com/community

Turn Active Income Into Passive Income:

https://go.wealthwithoutwallstreet.com/pios