Travel with Rick Steves

817 Budget Travel Tips; Moonlight Express; Hola South America

Jan 3, 2026
Matt Kepnes, known as Nomadic Matt, shares savvy budget travel tips, like dining away from tourist traps and using local currency for better rates. Monisha Rajesh, a train travel enthusiast, reveals the charms of the sleeper train experience and highlights her favorite routes like Norway's Arctic line. Mark Johansson, based in Santiago, debunks myths about South America, encouraging travelers to explore its vibrant culture, stunning nature, and lesser-known archaeological treasures, all while enjoying the unique local life.
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ADVICE

Eat Where Locals Dine

  • Avoid eating near major tourist sites and walk five blocks to dine with locals for better food and lower prices.
  • Use tourism-office recommendations and ask staff where locals eat to find authentic, affordable options.
ADVICE

Carry Backup Cards And Limits

  • Carry a backup credit card and a debit card and set low withdrawal limits to protect against fraud and theft.
  • Use reputable bank ATMs and limit cash needs since many places accept cards or mobile payments.
ADVICE

Always Use Local Currency

  • Always choose the local currency when given the option at ATMs or payment terminals to avoid poor exchange rates.
  • Let your bank handle conversions for a fairer rate instead of paying the merchant's dynamic conversion fee.
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