The Canadian Money Roadmap It’s Not Too Early: Planning Now for a Stress-Free Holiday
Jul 17, 2025
Get ready for the holidays with smart financial advice! Learn how to set up a budget and a holiday savings account to dodge January blues. Plus, discover the importance of thorough vacation planning, as personal experiences reveal the truth about rising costs. Evan shares practical tips like using a vacation planner spreadsheet and currency conversion tools to ensure your holiday travels are stress-free and enjoyable.
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Plan Holiday Budget Early
- Start planning your holiday budget in summer to avoid financial stress in January.
- Set up a separate holiday savings account and contribute regularly to meet your budget goals.
Spread Gift Purchases Over Year
- Keep an eye out for deals on gifts you plan to buy throughout the year.
- Spreading out expenses over several months helps reduce year-end financial pressure.
Vacation Costs Often Underestimated
- Evan planned a warm vacation, estimating costs mentally at first.
- Using a detailed vacation planner revealed expenses $4,000 higher than expected.