Carolyn Kousky On Building Resilience Through Insurance

Dr. Carolyn Kousky is a true believer in the power of insurance for building climate resilience. So much so that she recently founded Insurance for Good, a new nonprofit dedicated to harnessing insurance for social and environmental resilience.

In this episode, Carolyn — who also serves as Associate Vice President for Economics and Policy at the Environmental Defense Fund — talks about this new initiative and shares her insights into the evolving role of insurance in climate resilience, disaster recovery, and financial protection.

She and Louie also get into the weeds of recent climate disasters, like the Los Angeles wildfires, and dive into the challenges incentivizing local governments and individuals alike to invest in climate-proofing measures. They then discuss the pressures on state-convened insurers-of-last-resort and the promise of alternative models of insurance — like parametric approaches — for addressing the growing climate protection gap.

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