Welcome to the Tearsheet Podcast. I’m Zack Miller. As an early online lender, Avant built a consumer lending business. And as the market evolved, Al Goldstein’s company found itself being better situated to also help banks enter digital lending. So, in addition to Avant, the firm launched a B2B service. Initially called Powered by Avant, Amount works with banks like Regions, HSBC, and TD Bank to handle end to end or modular services for things like personal loans, credit cards, deposit accounts, and point of sale loans. Al joins us on the podcast to talk about the evolution from B2C lender to B2B service provider. We discuss what he’s hearing from banks about their biggest challenges in digital lending and we hear from Al about his own challenges working with large banks. Al Goldstein is my guest today on the Tearsheet Podcast.