Episode 80 – 10 Financial Tips I Wish I Could Tell My 18 Year Old Self
Episode 80 – 10 Financial Tips I Wish I Could Tell My 18 Year Old Self
In this episode the guys think about turning back time to consider sage financial tips they wish they understood when they were 18, you know, way way back in the day! With another No Shizzle Sherlock test and the perennial favourite #tightasstommo we have a great episode for you.
Welcomes & Introductions
Featuring holidays in Scotland with a game of Shinty, young children and a COVID vaccination recommendation
What is todays podcast all about?
If you could go back in time and give your 18 year old self a financial tip – what would it be? The guys share some great advice, both pithy and serious.
The No Shizzle Sherlock Test 
Every episode the guys will take a look at a questionable financial tip
Today’s Tip – How many millionaires do you know who have become wealthy by investing in savings accounts? Robert G Allen
#TightAssTommo
Featuring Producer Tommo’s very cheap golf kit!
Todays Topic – The guys share some financial hints and tips, from alllll the years experience they have. 
They have made the mistakes so you don’t have to.
1 – Choice of career and university degree – consider what you enjoy
Darren Cook – Don’t have 4 kids!
2 – Choice of career and university degree – it is okay if what you enjoy changes.
Annie Shaw -Never put off saving tomorrow, what you could be saving today
3 – Work harder
Paula White – Maintain a balance between spending and saving
4 – Gambling is a total and utter waste of money
5 – Think about your spending and if it is really bringing you joy.
Matt Aitchison – You will remember experiences, not the tat you buy
6 – Learn how to meal plan – including the joy of soup!
Martha Lawson, Squanderlust Podcast – Quality over quantity
Ed Dymott – Don’t get a credit card, Karen Wake agrees – It’s not credit, it’s debt
7 – Let yourself be happier
Brenden Frazier, Thu Human Side of Money – Focus less on accumulating money and focus more on how you allocate it
8 – Take up the company pension scheme
Chris Ankers – During summer holidays, find work that gives you experience in your later career – and be interested!
9 – Divide a windful, save half/spend half
10 – Work out what you want from life and spend your money on that!
The things that make us happy are social relationships, so compassion, self compassion and friendship brings wellbeing, focus your money on fostering that.
Thank you to our listeners, for all your top tips
If you would like to purchase a copy of The Financial Wellbeing Book please click on this link to visit Penny Brohn UK shop
If you would like to get in touch with Ovation, click here to visit the website email enquiries@ovationfinance.co.uk or call on 0117 942 4333
Do you have any financial wellbeing questions you would like us to answer? Or do you have a #tightasstommo money saving tip you would like to share with our listeners?
If so, let us know by going to Twitter @Finwellbeing or email – contact@financialwell-being.co.uk