Welcome to the Tearsheet Podcast. I'm Zack Miller. Small business demand fo government relief is at record levels. Bigger banks, for the most part, have forsaken SMBs. Smaller banks and fintechs have emerged to service small and medium businesses with streamlined loan processes, technology, and new onboarding tools. Tearsheet's Sara Toth Stub wrote a story on he challenges SMBs are facing in this market and what type of financial services firms have emerged to help them. Sara Toth Stub is my guest today for a deep dive podcast to discuss how small businesses are increasingly turning to smaller banks and fintechs during the pandemic.