Frequent Miler on the Air Transferring points to hotels. Has Citi eclipsed Chase and Bilt? | Coffee Break Ep79 | 11-25-25
46 snips
Nov 25, 2025 Dive into the debate about the value of transferable points for hotel stays. Discover why most hotel transfers often miss the mark and explore fixed-value transfer opportunities that can maximize your cents-per-point. Learn about Hyatt's superior redemption values and how Citi might shake things up with potentially better transfer options. The hosts discuss cherry-picking the best transfer outcomes, while highlighting the limitations of Citi compared to Hyatt’s essential benefits. The insights around buying points versus transferring add even more intrigue to the discussion!
AI Snips
Chapters
Transcript
Episode notes
Many Hotel Transfers Are Poor Value
- Most hotel transfer options give poor value because hotel points are often worth well under one cent each.
- Transferring to airlines usually yields better than 1.5 cpp, so avoid low-value hotel transfers.
Prefer Fixed-Value Transfers When They Exceed 1¢
- Use fixed-value transfer partners like Leading Hotels of the World or Accor when they beat one cent per point.
- Favor Citi→Leading Hotels (5:1) or Built/Capital One→Accor (3:2) for predictable value.
Hyatt Still Provides The Most Consistent Upside
- Hyatt remains the consistent outsized hotel redemption opportunity at ~1.8 cpp.
- Chase and Bilt keep value because they transfer 1:1 to Hyatt for potential high-value redemptions.