The Rob Berger Show RBS 198: 3 Financial Apps Worth Paying For in Retirement (FQF)
Mar 21, 2025
Discover which paid financial apps are truly worth your money in retirement. Learn about budgeting tools like Tiller and Rocket Money. Dive into the pros and cons of linking your financial accounts to various apps. Explore Bill Bernstein's advice about playing conservatively in retirement and how to navigate the risks of equity investments. Plus, hear a defense against criticisms of financial tools like Bolden, and get practical tips on entering money market funds into your investment tracking spreadsheet.
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Start With Empower As Your Baseline
- Use Empower as the baseline since it provides budgeting, investment tracking, and retirement planning for free.
- Upgrade only if you need specialized features like calendar budgets, granular retirement modeling, or stock research.
Use Tiller For Spreadsheet-Based Budgeting
- Use Tiller for spreadsheet-first budgeting by syncing accounts into Google Sheets or Excel and leveraging community templates.
- Pay the $79/year if you want full control and customizable templates rather than a traditional app interface.
Choose Rocket Money Or Lunch Money For Simplicity
- Try Rocket Money for an easy, mobile-first budgeting app and Lunch Money if you prefer web-focused simplicity.
- Expect to pay roughly $50/year and consider paying more to support the developers if you like the product.
