!!APPLICATION DECLINED!! It’s not you... It’s your Smartphone’s Metadata.

Michele Tucci, the Chief Strategy Officer and Managing Director for Americas at Credolab, a groundbreaking fintech company revolutionizing credit risk assessment.

In this episode, Michele shares his incredible journey in the industry and how Credolab utilizes smartphone metadata analysis to provide financial inclusion.

Discover the three game-changing insights they discuss:

1️⃣ Unveiling the Secret: How Smartphone Metadata Analysis is Transforming Credit Risk Assessment

2️⃣ The Shocking Truth: Traditional Credit Assessment Methods are Obsolete

3️⃣ The Future is Here: Harnessing the Power of Machine Learning Algorithms for Accurate Creditworthiness Evaluation

Tune in to this episode to gain exclusive access to Michele's expertise and learn how Credolab is reshaping the financial landscape with data privacy and security at the forefront.

Also, watch the entire episode on youtube.

Links:

Credolab

Website: https://www.credolab.com/

Linkedin: https://www.linkedin.com/company/credolab/

X (Twitter): https://twitter.com/CredoLab

Facebook: https://www.facebook.com/credolab/

Fintech Confidential

YouTube: https://fintechconfidential.com/watch

Podcast: https://fintechconfidential.com/listen

Notifications: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

Twitter: https://twitter.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

Supporters

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If you haven't already, mark your calendars for August 23rd through the 25th and join me and Fintech Confidential at the Westin Atlanta Perimeter North.

When you sign up for FinTech confidential notifications, you will receive a discount from $50 to 100% off.

Or use this link for $50 of registration. https://mpcevent.com/FTC50

Time Stamps:

[00:10:14] Why Listening to Clients is Crucial for Product Development

Find out why listening to clients and their feedback is essential in shaping the development of a product.

[00:06:13] The Fintech Industry: What's Changing?

Discover how the fintech industry is evolving differently in developed countries and emerging markets, and what it means for you.

[00:13:26] Smartphone Metadata Analysis: A Game-Changer for Credit Risk Assessment

Learn how Credo Labs is revolutionizing credit risk assessment by using smartphone metadata analysis.

[00:14:55] Financial Inclusion: Solving the Problem of the Unbanked

Explore the potential of using smartphone data for credit risk assessment and how it can help address financial exclusion.

[00:16:39] Breaking the Mold: Changing Credit Assessment in Financial Institutions

Find out how Credo Labs is disrupting traditional underwriting processes and providing access to credit for individuals and small businesses.

[00:19:43] Machine Learning and Standardized Data Sets: The Future of Credit Assessment

Discover how Credo Labs utilizes machine learning algorithms and standardized data sets to predict creditworthiness using smartphone metadata.

[00:29:16] Unveiling Fraud Detection and Data Manipulation with Smartphone Metadata

Uncover the secrets of using smartphone metadata analysis to detect fraud and manipulate data.

[00:35:13] Credit Invisibles: How Credo Labs is Making a Difference

Learn how Credo Labs' innovative solution addresses the issue of credit invisibles and promotes financial inclusion.

[00:40:53] Privacy and Security: Protecting Your Financial Data

Understand how Credo Labs ensures the privacy and security of your sensitive financial data.

[00:44:15] Affordability Checks and the Role of Salary in Credit Risk Assessment

Discover why affordability checks and considering salary are crucial factors in assessing credit risk.

[00:45:52] Analyzing Calendar Events and Contacts: The Key to Understanding Behavior for Credit Risk Assessment

Find out how analyzing calendar events and contacts can provide valuable insights for credit risk assessment.

[00:48:22] The Power of Interconnectivity: Analyzing Phone Behaviors for Credit Risk Assessment

Explore how the interconnectivity between different devices can help analyze individual phone behaviors for credit risk assessment.

This is a Production of Diamond D3, Media

ABOUT:

Michele Tucci: Michele Tucci is the Managing Director of Credolab business in North and Latin America and also Credolab's Chief Strategy Officer. Prior to joining Credolab in 2018 as Chief Product and Marketing Officer, Michele worked on international consulting assignments, product management, and business development roles with the likes of Capital One, MasterCard, Intesa Sanpaolo Bank, and Telecom Italia Mobile. He has conducted business in 47 countries and has in-depth knowledge derived from nearly 22 years in cards, payments, wallets, consumer lending, FinTech, and digital products.

Credolab: Credolab is revolutionizing the financial industry by providing digital scorecards based on smartphone metadata analysis for banks, neobanks, EWA apps, crypto lenders, and any industry dealing with risk, fraud, and marketing. Their core technology is built on proprietary Machine-Learning algorithms and allows an analysis of over 10 million behavioral features to make a predictive credit risk score, marketing predictions, or fraud detection without processing any personal data. For now, the Credolab SDK leverages experience of 200M+ digital footprints and 30M+ people scored to date for 200 corporate clients, including well-known fintech companies and unicorns in over 30 countries.

Tedd Huff: Tedd Huff is the Co-Founder of Voalyre, and the President & Founder of Diamond D3, a professional services consulting firm focused on global payments and marketing. He is also a video podcast host and producer of Fintech Confidential.

Over the past 24 years, he has contributed to FinTech startups as an Advisory Board Member, Co-Founder, and Chief Experience Officer, providing strategic and tactical direction for Global Payments OpenEdge, Heartland Payments, Nuvei, and TSYS, among others, focusing on growth while delivering innovation, process improvements, and user experience-driven value to simplify the complexity of payments.

Diamond D3, Media: A media creation, management, and production company delivering engaging content globally