Cruise Radio 883 Carnival Spirit Review + Annual Travel Insurance vs Per Trip Policies
May 25, 2025
Dan Skilken, President of TripInsurance.com, shares his expertise on travel insurance, clarifying the differences between annual and per-trip policies. He highlights how tailored coverage can protect travelers during unexpected disruptions. Meanwhile, Brit offers an engaging review of her cruise on the Carnival Spirit, detailing everything from dining indulgences like lobster and prime rib to enriching excursions in Key West and Freeport. The conversation beautifully balances practical travel advice with personal vacation stories, making it both informative and entertaining.
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Annual vs Per-Trip Insurance
- Annual travel insurance plans often require trip registration and have trip length limits.
- Buying per-trip insurance provides tailored coverage and can be more cost-effective for multiple trips.
Annual Plan Limit Example
- Ashley had an annual policy that paid $3,000 max for a 10-day COVID hotel stay, which got exhausted.
- Per-trip plans reset benefits for each trip, offering new coverage limits every time.
Solo Cruising Tips
- When cruising solo, be aware of your surroundings and avoid excessive drinking.
- Enjoy solo time; cruising alone can be safe and relaxing if you stay mindful.