How To Get Into Home Ownership With Just 1% Down (No Mortgage Required) | Chris Smith, Founder and CEO at Bloxxs

What if home ownership could start with just 1% down and you could build equity without taking on any debt? This revolutionary approach is transforming how people achieve the dream of owning their own home.

In this episode, I speak with Chris Smith, Founder and CEO at Bloxxs. We explore an alternative to traditional mortgages that's opening doors for people who thought home ownership was out of reach. Chris shares his powerful journey from banking executive to unpaid startup founder, building a solution that directly connects capital to aspiring homeowners.

We dive into the innovative “subscription” model that's making home ownership accessible, how indigenous values are reshaping our approach to property and community, and why Chris and his team of 20 executives have worked unpaid for years to bring this mission-driven vision to life. This conversation reveals how one bold idea is creating pathways to happier, healthier lives through the stability and security of home ownership.

Follow for more discussions on building FinTech products and teams with customer and commercial impact and to stay updated on the latest episodes.

👉 Follow Chris: 

LinkedIn: https://www.linkedin.com/in/therealchris-smith/

Website: https://www.bloxxhome.com/

👉Follow Monica: 

LinkedIn: https://www.linkedin.com/in/monicamillares/ 

YouTube: https://www.youtube.com/@moni_millares 

TikTok: https://www.tiktok.com/@moni_millares

We cover:

[00:00:00] The mission: Making home ownership accessible to everyone

[00:03:00] Why home ownership creates happier and healthier societies

[00:05:00] From banking executive to unpaid founder: The inspiring journey

[00:08:00] Lessons from 2008: Understanding what needs to change

[00:10:00] Building a values-driven company with 20 unpaid executives

[00:13:00] The power of sacrifice: Protecting the mission over profits

[00:16:00] How capital really flows in the housing market

[00:18:00] The Blocks breakthrough: Subscription to home ownership explained

[00:20:00] Starting with 1% deposit instead of 20%: Opening new doors

[00:23:00] Built-in flexibility: Supporting homeowners through life's challenges

[00:27:00] Indigenous values: Community-driven approach to home ownership

[00:30:00] The vision: Taking Blocks global and helping millions

[00:32:00] From social housing to solutions: Why this mission is personal

[00:34:00] Creating pathways to stability, security, and intergenerational wealth

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#HomeOwnership #FinTechInnovation #AffordableHousing #PurposeDrivenTech #FutureOfHousing

Disclaimer: This episode does not constitute professional nor financial advice and does not represent the opinion nor views of my current, past or future employers. The guest has agreed to record and release our conversation for the use of this podcast and promotion in social media.