CoinDesk Podcast Network Circle's Vision for Programmable Money with Tim Queenan
Nov 17, 2025
Tim Queenan, Circle's Senior Vice President of Marketing and former Google veteran, dives into the revolutionary power of stablecoins and programmable money. He compares the financial evolution to the internet's early days, discussing how USDC and the Arc blockchain enable a new economic operating system. Tim highlights the immense potential for innovation while addressing hurdles like regulation and user experience. He also explores how these advancements impact social policies, foster creator economies, and bridge traditional finance with crypto.
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Programmable Economy As The Mission
- Circle's mission is to make the economy programmable so money moves as freely as information on the internet.
- Tim sees stablecoins as the first killer app that enables a new "physics of money" when money becomes code.
Stablecoins Will Enable Unforeseen Innovation
- The stablecoin revolution will be massive and hard to predict, with outcomes clear only in hindsight.
- Once money is programmable, builders will create unexpected products that reshape markets and metrics.
Kid Uses USDC To Buy Digital Goods
- Tim shares his 12-year-old asking him to send USDC to buy a manga character from a kid in Japan.
- The example shows younger users already treat stablecoins as everyday internet money.
