In this “Short & Sweet” edition of Ask Suze Anything, Suze answers questions from Women & Money listeners selected and read by KT. We hear from Susan, Erika, Erica, Alicia, Christina, Rosie, Tess, Jen, Anonymous, Julie, and Roth Confused.

They ask:

Should I invest money I received as a gift or put It into a high interest savings account?
I co-signed a former friend’s car loan. That person defaulted and had the car repossessed. My credit is now negatively affected, what can I do?
As a single mom, should I authorize my three-year-old daughter on my credit cards to help her build good credit?
Can I still collect my deceased ex-husband’s social security?
I opened a UMGA / UTMA account for my 17-year-old son. Was this the right account to open?
How can I avoid paying capital gains tax on a home I own and rent out?
Can you recommend a good ID theft insurance company?
I am looking for some more clarity on how I should contribute to a Roth IRA.
Should I continue to give to charity while I am paying down my credit cards?
Why do you recommend waiting four to five months before funding a back-door Roth IRA?
Can you explain what the five-year Roth rule is?

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File 074: Inappropriate Behaviour