Tech Talks Money20/20: Navigating Trust, Tokenization, and a Generational Shift that Will Change FinTech.
Nov 3, 2025
David chats with three FinTech experts: Joseph Dormani, a partner focused on early-stage investments in legal tech and AI; Sonya Cléroux, who leads Interpolitan Money's North American expansion; and Richard Winston, who advises financial giants on tech strategies. They dive into AI governance and its importance in building trust for adoption. The discussion turns to the rise of tokenization and new payment methods while exploring the generational gap at fintech conferences and the need for fresh perspectives to drive innovation.
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Trust Is The AI Adoption Gatekeeper
- Trust and explainability are critical for AI adoption in regulated industries.
- Organizations must build predictable, reliable systems and user training to drive adoption.
Set Guardrails Before Embedding AI
- Define guardrails and validation points before embedding AI into workflows.
- Keep humans in the loop to validate outputs until systems are consistently predictable.
Tokenization Emerged As A Core Theme
- Tokenization and new payment rails surfaced as a dominant theme alongside AI.
- The next phase will likely combine blockchain payments and AI to manage complexity and predictability.