One Rental At A Time MORTGAGE DEMAND SKYROCKETS!!!
Oct 29, 2025
Mortgage demand is soaring, with refinance activity up 111% year-over-year. Purchase demand also sees a 20% increase, signaling a potential end to the housing downturn. Home equity extraction is predicted to accelerate as homeowners tap into their $38 trillion worth. Meanwhile, apartment rents are collapsing in select cities, and misleading shelter inflation data raises concerns. The implications of a potential government shutdown and its effects on SNAP recipients are discussed, highlighting the financial strain on federal workers.
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Refinance Demand Has Exploded
- Refinance demand has jumped dramatically, up 111% year-over-year and 9% week-over-week.
- The host says this signals the first leg of a mortgage rebound is already underway.
Purchases And Equity Extraction Will Follow
- Purchase demand is rising steadily, up 5% week-on-week and 20% year-on-year for many weeks.
- The host expects equity extraction and move-up buying to follow refinances, driving more economic activity.
Consider Strategic Home Equity Extraction
- If you own assets, consider extracting equity now as consumers historically tap home equity after rate declines.
- Use extracted cash for repairs, savings, investments, or paying down high-interest debt responsibly.