#123 - Physical vs Spiritual Bank Accounts

In this episode, I unpack a powerful idea that completely changed the way I think about work, money, and fulfilment: your physical bank account versus your spiritual bank account.

After a young guy reached out to me for financial guidance, we explored what it really means to build wealth, pursue financial independence, and create a life you don’t want to retire from.

I share my own journey from mechanical engineering into coaching, why I no longer believe retirement is the goal, and how I used my engineering career as a vehicle to create freedom and choice later in life.

We also dive into:

• Why cash in the bank is not “dead money”

• The hidden cost of chasing high-paying careers

• Finding work that feels like play

• The importance of skill development in your 20s

• Why trades and practical skills are so valuable

• The 7-year rule of compound interest and mastery

• The massive time lag between skill development and income

• How to balance financial success with fulfilment and meaning

If you’ve ever questioned your career path, dreamed about financial freedom, or wondered whether there’s more to life than simply working for a pay-check, this episode is for you.

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