The Canadian Money Roadmap Your Questions Answered | Evaluating ETFs & Withdrawal Order
Nov 19, 2025
Listeners dive into the nuanced world of ETFs as Evan compares TD ETFs to giants like Vanguard and BlackRock. He explains why TD might fly under the radar and shares tips for evaluating fund options. The conversation shifts to retirement strategies, highlighting the intricate dynamics of withdrawal orders. Evan discusses how personal goals influence decisions, and he reveals situations where early withdrawals can optimize tax scenarios. This insightful exchange is packed with practical advice for money management.
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Perception Drives ETF Popularity
- TD ETFs get less online attention mainly due to market perception, not clear quality issues.
- Many reasonable portfolio approaches exist and lack of hype doesn't mean a fund is inferior.
Use Documents And Tools To Compare ETFs
- Use fund documents and tools like Morningstar.ca to compare ETF features, benchmarks, and costs.
- Focus on reasonable, low-cost, diversified funds and avoid obsessing over tiny fee differences.
Holdings Shape Diversification More Than Brand
- TD's balanced ETFs lean toward developed markets and large-cap U.S. equities and use Canadian-only bonds.
- Vanguard's funds tend to offer broader company-size and global bond exposure, changing diversification and performance drivers.