Bitcoin payments, Lightning Network, and fast crypto payments are here. Learn about cryptocurrency payment processing and blockchain technology with Tedd Huff, CEO of Voalyre, and Voltage CEO Graham Krizek. This conversation cuts through the noise around Bitcoin's practical applications, digital currency, and modern financial solutions.

The discussion reveals striking realities about payment processing that most people never consider. While traditional bank transfers take days and wire transfers take hours, Lightning Network transactions settle in under a second with complete finality. Graham shares how regulatory barriers are falling, with banks now able to hold cryptocurrency without special approval, and why businesses should default to Lightning for all Bitcoin transactions.

Take Aways

1️⃣ Switch to Lightning Payments

2️⃣ Leverage New Banking Rules

3️⃣ Avoid Infrastructure Building

4️⃣ Target Global Markets

5️⃣ Prepare for Consolidation

Get more @ Fintech Confidential.com

Supporters

DFNS delivers secure wallets as a service API-first, multi-chain by design across 50+ blockchains - https://fintechconfidential.com/dnfs

SkyFlow provides zero trust data privacy vault API for collecting, securing, and tokenizing payment details - https://skyflowsecure.com

Under.io streamlines application and underwriting by digitizing PDFs for upload and digital signature - https://under.io/FTC

Hawk offers AI tools for real-time payment screening, ML transaction monitoring, and fraud prevention - https://gethawkai.com

Links:

Graham Krizek

LinkedIn: https://www.linkedin.com/in/grahamkrizek

Twitter/X: https://x.com/gkrizek

Nostr: graham@vlt.ge

Voltage

Website: https://voltage.cloud

LinkedIn: https://www.linkedin.com/company/voltagecloud/

X: https://x.com/voltage_cloud

Facebook: https://www.facebook.com/voltagecloud

YouTube: https://www.youtube.com/@voltage_cloud

Nostr: Voltage@vlt.ge

Fintech Confidential

Podcast: https://fintechconfidential.com/listen

Newsletter: https://fintechconfidential.com/access

LinkedIn: https://www.linkedin.com/company/fintechconfidential

X: https://x.com/FTconfidential

Instagram: https://www.instagram.com/fintechconfidential

Facebook: https://www.facebook.com/fintechconfidential

About:

Graham Krizek is the Founder and CEO of Voltage. With 10+ years in cryptocurrency, he contributed to Bitcoin Core and worked at Salesforce. He builds Lightning Network infrastructure to help businesses scale global payments with low-cost, fast settlements.

Voltage provides Bitcoin infrastructure enabling global payments via Lightning Network. It offers enterprise modular tools for exchanges, wallets, fintechs, and banks to cut costs, speed settlements, and simplify Bitcoin and stablecoin integration. Voltage powers fast, final low-fee transactions, bridging traditional finance and blockchain tech.

Tedd Huff founded Voalyre, a professional services and advisory firm focused on global payments and banking. He hosts and produces Fintech Confidential. With 25+ years in fintech, he's advised, co-founded, and led startups like OpenEdge, Heartland, Nuvei, and TSYS, focusing on growth, process improvements, and user experience to simplify payments.

DD3, Media: DD3 Media is a media creation, management, and production company delivering engaging content globally

Chapters:

00:00 Highlights

01:02 DFNS: Wallets as a Service (sponsor)

02:23 Intro to Web3 with FTC

03:06 Meet Graham Krizek: Founder and CEO of Voltage

05:05 Bitcoin's Evolution to Mainstream

07:04 Graham's Transition from Salesforce to Bitcoin

08:36 Bridging the Digital Divide with Bitcoin

11:30 Voltage: From Side Project to Real Company

13:10 Sky Flow Privacy Vault (sponsor)

14:09 Thunder Games

16:12 The Lightning Network: Speed & Efficiency

24:39 Real-Time Payments: Current State

25:10 Public Lightning Network Insights

26:48 Regulatory Landscape Shifts

28:13 Crypto Integration in Traditional Finance

30:45 Importance of Lightning Network Providers

31:30 Setting Up Nodes Efficiently

32:05 Under.io : Streamlining App Processes (sponsor)

32:38 Challenges in Node Setup

33:47 Stable Coins on the Rise w/ Lightning Network

37:28 AI & Payments

39:45 TradFi Meets Crypto

43:09 Real World & Digital Assets Converge

44:39 Voltage's Role in the Crypto Ecosystem

45:55 Encouraging Businesses to Adopt Lightning

46:17 Case Studies and Success Stories

46:59 Closing Thoughts and Future Outlook

47:34 Hawk : AI Fraud Fighting (sponsor)

48:20 Disclaimer