Bloomberg Businessweek

The Cost of Your Health

Sep 9, 2025
Scott Cutler, CEO of HealthEquity, leads the charge in empowering healthcare consumers. He shares insights from his first eight months, tackling the challenges of healthcare affordability. The discussion highlights the rising popularity of Health Savings Accounts among younger workers and recent legislative changes enhancing their use. Scott also delves into the evolving dynamics of the U.S. employment market, emphasizing job volatility and the financial burdens of healthcare. Tune in for a fascinating look at navigating health financing in America.
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INSIGHT

HSAs Are Highly Tax-Advantaged

  • Health Savings Accounts (HSAs) are the most tax-advantaged savings vehicle available for healthcare expenses.
  • You can contribute up to about $8,500 for a family and let it grow tax-free for future healthcare use.
ADVICE

Choose HDHP To Access An HSA

  • To get an HSA you must first select a high-deductible health plan (HDHP) when offered by your employer.
  • Combine an HDHP with HSA contributions to often match or beat total costs of low-deductible plans.
INSIGHT

Employers Use HSAs To Manage Costs

  • Employers can use plan design and HSA matching to control rising healthcare costs for their workforce.
  • HSAs prepare employees for future healthcare expenses and retirement medical costs.
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