Buying Online Businesses Podcast Buy A $1M Biz With $25K Using SBA Finance with Beau Eckstein
In this special episode, Jaryd Krause sits down with Beau Eckstein to explore how aspiring entrepreneurs can buy a $1 million business with as little as $25,000 using SBA financing.
Beau is a franchise and SBA loan expert, a seasoned business ownership coach, and the host of the Investor Financing podcast. With over 26 years of experience in lending, financing, and business acquisitions, he has helped thousands of entrepreneurs secure funding and successfully transition from employees to business owners.
Throughout the episode, Beau shares his insights on navigating the SBA loan process—from understanding eligibility and repayment terms to exploring what kinds of businesses qualify. He and Jarrah also dive into creative deal structures that allow buyers to acquire businesses with minimal capital, the risks involved, and why commitment is essential when it comes to buying a business.
Beau emphasizes building wealth through smart acquisitions and explains how owning multiple SBA-backed businesses can lead to lasting financial freedom and significant tax advantages. Real-world examples are discussed, comparing the financial outcomes of acquiring a $1M business with financing versus purchasing a smaller business outright.
This episode is a must-listen for U.S.-based entrepreneurs looking to step into business ownership with strategic leverage.
Episode Highlights
03:00 How do you buy a business through financing?
10:00 What is the fattest way to replace your income?
19:00 Is buying a larger business more profitable?
26:30 Why is having a mentor crucial for your success?
37:00 Where to find Beau?
Key Takeaways
➥ The business must demonstrate enough cash flow to cover loan repayment (debt service coverage).
➥ Credit score of 680+, a solid resume (not necessarily industry-specific), and ideally some outside income or the ability to draw a salary from the business.
➥ Acquiring cash-flowing businesses with SBA leverage can accelerate wealth creation.
About The Guest
Beau Eckstein is a franchise and SBA loan expert, business ownership coach, and seasoned investor with over 26 years of experience in lending, franchising, and business acquisition. As the host of The Investor Financing Podcast, Beau has helped thousands of aspiring entrepreneurs secure funding, navigate the complexities of SBA loans, and find the perfect franchise or business to own.
Through his extensive network and deep industry expertise, Beau connects business buyers with the right opportunities while guiding them through the financing process. His content—spanning podcasts, YouTube videos, and live events have generated millions in funded deals and empowered entrepreneurs to transition from employees to successful business owners.
Beau’s passion is helping people break free from the corporate grind, build lasting wealth, and create their legacy.
Connect with Beau Eckstein
➥ https://beaueckstein.com/bookwithbeau/
Resource Links
➥ Buying Online Businesses Website - https://buyingonlinebusinesses.com
➥ Sell your business to us here - https://buyingonlinebusinesses.com/sell-your-business/
➥ Download the Due Diligence Framework - https://buyingonlinebusinesses.com/freeresources/
➥ Connect with Jaryd here - https://www.linkedin.com/in/jarydkrause
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➥ Empire Flippers - https://bit.ly/3RtyMkE
➥ Flippa - https://bit.ly/3wGa8r5
➥ Motion Invest - https://bit.ly/3YmJAmO
➥ Investors Club - https://bit.ly/3ZpgioR
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