Episode 253: A Taxonomy of Withdrawal Strategies And Analyses Of Their Components

Apr 13, 2023

40:48

In this episode we answer emails from MyContactInfo and Chris. We follow up on Episode 251 with a taxonomy of five withdrawal strategies described in an article from the CFA institute and discuss a "not really a withdrawal strategy" that is classified as a form of mental accounting and does not impact safe withdrawal rates (at least not in a positive manner). We talk about how to classify annuities, bond ladders and portfolio-based withdrawal strategies. And we thank Chris and our other charitable donors for their support.

Links:

CFA Institute Article: Retirement Income: Six Strategies | CFA Institute Enterprising Investor

Money with Katie interview of Bill Bengen: Does Early Retirement Still Work With 2023 Inflation? Featuring Bill Bengen | The Money with Katie Show

Allan Roth Article About His Bond Ladder: The 4% Rule Just Became a Whole Lot Easier - Articles - Advisor Perspectives

Allan Roth Article Complaining About Morningstar Projections: Challenging Morningstar’s Safe Withdrawal Rates - Articles - Advisor Perspectives

Father McKenna Center Donation Page: Donate - Father McKenna Center