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Investing Unscripted

151. April 2025 Mailbag

Apr 30, 2025
44:51

Jeff and Jason dive into listeners' questions about investment time horizons, optimizing emergency funds, and classifying consumer staples. Key highlights include thoughts on speculative vs. strong conviction positions, the potential pitfalls of using a Roth IRA for emergency funds, and evaluating traditional 'defensive' consumer stocks in today's market.

00:53 Mailbag Time: Answering Your Investing Questions

02:31 Travel Plans and Upcoming Events

03:16 First Listener Question: Investment Time Horizons

06:36 Defining Long-Term Investments

08:17 Speculative vs. Strong Conviction Positions

18:33 Holding Winning Stocks

19:42 Next Listener Question: Emergency Fund Strategies

23:18 Understanding Required Minimum Distributions

24:12 The Benefits of a Roth IRA

24:55 Challenges of Contributing to a Roth IRA

26:44 Flexibility of Roth IRAs vs. 403(b)

27:38 The Purpose of an Emergency Fund

28:22 Creative Yield Strategies for Savings

29:31 Risks of Money Market Accounts

30:43 Defensive Consumer Stocks in a Recession

35:25 The Lipstick Effect and Brand Loyalty

39:43 Evaluating Consumer Staples and Investment Goals

42:38 Encouragement and Listener Engagement

Companies mentioned: BUD, COST, EL, ENPH, HSY, KO, RKLB, TSLA

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