The Ramsey Show Highlights My 15-Year-Old Daughter Is An Influencer and Saved $100k For a Car
5 snips
Aug 19, 2025 Two interesting topics take the spotlight: the unique challenges of raising a teenage influencer who has saved $100k for her first car and the impact of wealth on a teen's self-identity. The discussion delves into the balance between financial responsibility and personal values, as well as the emotional maturity needed for significant purchases. As parents navigate these waters, they ponder how this newfound wealth shapes character and spending habits.
AI Snips
Chapters
Transcript
Episode notes
Teen Influencer With Real Savings
- Wendy's 15-year-old daughter is a social media influencer earning $8k–$10k monthly and may make $100k next year.
- She already has a fully funded Roth IRA and $32,000 in a brokerage account.
Protect Identity Over Possessions
- Rachel Cruze advises teaching that "our stuff cannot own us" to protect identity and contentment.
- She recommends steering purchases so possessions don't define the daughter's self-worth.
Big Purchases Demand Emotional Maturity
- George Kamel connects large gifts or purchases to required maturity to carry them responsibly.
- He notes big purchases bring new expectations and attention that change a teen's life.