Equity Mates Investing Podcast The best financial moves to make in each decade of your life | Real Talk
Aug 13, 2025
Discover how to take control of your finances at any age! From the importance of early investments in your 20s to navigating aggressive strategies in your 40s, there's advice for everyone. Transitioning into retirement? Learn about wealth preservation and smart planning to avoid late-in-life investment anxiety. Plus, enjoy some laughs as they explore the best burrito toppings across the states. No matter your age or circumstances, it's never too late to improve your financial situation.
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Clear High-Interest Debt First
- Pay off high-interest consumer debt first and avoid creating it when possible.
- Keep HECS/HELP because it is indexed to inflation and investing often yields higher long-term returns.
Build A Staged Emergency Fund
- Build an emergency fund starting with one month, then aim for three months of expenses as a baseline.
- Expand to four-six months if your work is insecure or you freelance.
Invest Early In Growth ETFs
- Start investing early in growth-focused, globally diversified index ETFs and keep contributions regular.
- Prioritise 100% stock growth allocations when you have a long time horizon and can handle volatility.