Have you ever applied for a home loan? Then your bank must have surely asked you for your credit score. Mint's Maulik speaks to Manish Ajwani to understand how credit scores work. Manish is the founding member and head of products at Recordent, a firm that has built a SaaS platform for MSMEs with a vision to create a trade credit bureau. Earlier, Manish spent 8 years at TransUnion CIBIL.
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