The Ramsey Show Highlights Is It Unfair To Charge Our 19-Year-Old Rent?
Oct 23, 2025
The discussion kicks off with parents contemplating charging their 19-year-old daughter rent after a tough year. Ken emphasizes the importance of facing consequences to foster adult behavior. Dave advocates for tough love, suggesting removing financial perks to encourage independence. They explore failure as a teaching moment stemming from parenting choices rather than generational issues. Practical steps like cutting off financial support are highlighted, using an eagle metaphor to illustrate the need for discomfort in learning to thrive.
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Use Rent To Fund Responsibility
- Charge nominal rent only if it's part of a plan to create responsibility and save for their future.
- Use collected rent to fund a college account or incentivize productive choices.
Get Unified And Remove Privileges
- Be unified with your spouse and set firm consequences together for a misbehaving adult child.
- Remove paid privileges (phone, gas, laundry) and require the child to earn them or move out.
Let Failure Teach Responsibility
- Let the child experience failure without bailing them out so they learn consequences.
- Stand firm and resist softening rules when they complain or show attitude.