The Stablecoin Podcast From Lagos to London: Maya Caddle on Stablecoin adoption on Solana
Dec 16, 2025
Maya Caddle, a payments leader at the Solana Foundation with experience in cross-border crypto businesses across multiple continents, dives into the world of stablecoins. She discusses adoption trends in emerging markets like LATAM and Africa, and contrasts them with the U.S. regulatory landscape reshaping demand. Maya also highlights how Solana's ecosystem facilitates innovative treasury solutions and tokenized assets. Her insights on improving global payment systems remind builders to prioritize distribution and adapt to diverse regional needs.
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Cross-Border Payments Journey
- Maya Caddle lived and built payments across Hong Kong, Kenya, Tanzania, Nigeria and the Middle East, which shaped her cross-border perspective.
- She started using TransferWise in 2016 and later built an on/off-ramp and OTC desk focused on Nigeria and Kenya.
US Regulation Shapes Global Stablecoin Adoption
- US regulatory clarity (the GENIUS Act) acted as a global signal that legitimized stablecoins and reshored demand for US debt.
- Stablecoins often park reserves in short-term T-bills, so US policy choices have outsized global impact.
Stablecoins Cut Pre-Funding And Settlement Friction
- Stablecoins reduce pre-funding needs and settlement delays for cross-border businesses by enabling near-instant transfers on-chain.
- The main remaining friction is off-ramping back into local fiat where traditional rails still apply.