We’re in a transitional period when it comes to how banks and fintechs partner. If 2022 was the year of launching partnerships between FIs and tech firms, this year is more about fine-tuning them. Partner banks are seeing more scrutiny as more banks have chosen the route of serving fintechs.  At Money 2020 this year, Tearsheet Editor-in-Chief Zack Miller sat with Chafic Haddad, Citi’s global head of fintech within the firm’s transaction bank. When he said that one of the largest international banks was really trying to align and position itself as a global partner bank to top fintechs, Miller told Chafic he had to join us on the podcast to talk about what all that means. Chafic shares the mandate of his new role within the firm and why non-bank partnerships have been the fastest growing segment over the past few years. We discuss what Citi offers fintechs and the challenges and opportunities in providing these firms with global transaction and trade capabilities.