Money Guy Show This 22-Year-Old Needs a Reality Check… | Making a Millionaire
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Oct 13, 2025 A 22-year-old filmmaker dives into his ambitious goal of hitting a million-dollar net worth by 30, but the hosts question whether that dream might be blinding him to essential financial realities like health insurance. They discuss the importance of balancing stretch goals with personal fulfillment and strategize around his variable income. From saving habits to retirement accounts, they lay out a roadmap to secure his financial future while ensuring he doesn't sacrifice enjoying the present.
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From YouTube To A Studio Job
- Cyrus taught himself filmmaking via YouTube and photography, then networked his way into a full-time job.
- A chance run with a filmmaker led to a full-time role and shared studio work in Chicago.
Unusually Strong Early Net Worth
- At 22, Cyrus already has a strong net worth foundation with cash, investments, and business cash.
- That early progress gives him rare optionality compared to peers who often have negative net worth.
Calculate The Cost Of Big Goals
- Do the math on audacious goals before committing lifestyle sacrifices.
- A million-by-30 required roughly $5,300 per month savings from Cyrus's current position, making trade-offs explicit.
