Jill on Money with Jill Schlesinger Is a Market Crash Coming?
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Oct 29, 2025 Concerns about a potential market crash take center stage as listeners seek expert advice. The discussion covers smart travel spending, the pros and cons of converting IRAs to Roth accounts, and the safety of online CDs with FDIC insurance. Strategies for early retirement investing are explored, emphasizing the importance of balancing different accounts. Ultimately, the podcast reminds listeners that predicting market shifts is impossible, highlighting the necessity of emergency reserves and understanding personal risk tolerance.
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Get Professional Help For Spousal Disagreements
- Hire a fee-only financial planner when spouses disagree about major financial choices.
- Ensure both partners participate so the planner can align goals and produce a workable joint plan.
Use FDIC-Insured Online CDs
- Use FDIC-insured online banks and comparison sites like depositaccounts.com or Bankrate to find competitive CDs.
- Confirm FDIC coverage and avoid accounts with fees to protect your principal.
Save Outside Retirement For Early Access
- If you want access to funds before retirement age, keep some savings in a taxable brokerage for flexibility.
- Otherwise prioritize tax-advantaged accounts like the TSP and Roth, and diversify contributions across them.