In this episode, Scott Howell and Bradley Flowers welcome Aaron James Farmer, CEO of California Flood Insurance and creator of the H2Quoter flood rating platform. The conversation delves into the evolving landscape of flood insurance, focusing on the role of the NFIP versus private flood options, insights from the recent National Flood Conference (where, humorously, no one from FEMA was in attendance), and the growing importance of technology and automation in the insurance industry.

Aaron shares his journey from scratch agent to insurtech entrepreneur, detailing the purpose and value of H2Quoter, a platform designed to streamline flood insurance quoting and binding for independent agents. The hosts discuss agency efficiency, commission structures, and the challenges of servicing diverse client bases with both tech-savvy and traditional customers. They also touch on business lessons, the significance of convenience in modern insurance sales, and creative strategies for agency growth and client service.

Whether you're looking for tech tools to simplify flood insurance or want candid takes on carrier relationships and industry trends, this episode is packed with practical advice and fresh perspectives for insurance professionals.

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